Purchasing A House With Bad Credit Purchasing A House With Bad Credit Joint Application?

Purchasing a house with bad credit joint application? - purchasing a house with bad credit

My Finace and I are looking to buy a condo with. I have bad credit (495) and my friend have a decent credit (618). We are looking for co-financing to 100%. We are in a situation, it is a server and not all of their income on Form W-2. Both, I decent (bid $ 48,000) and ($ 36,000), but only about 26,000 dollars from him is on the Form W-2 .. Does anyone have any suggestions? We pre-qualified and have found a home, lenders are now problems with it. We still have 9 days to find something before we lose our deposit the apartment.